Katie

Katie is one of those special people who is constantly growing. Despite not having been taught healthy money habits from her family growing up, she does not let this hold her back. Katie overcomes every obstacle in her path, one by one, by slowly chipping away at each problem. She teaches herself continuously by identifying and addressing areas in her life that she knows need improvement. Being a homeowner is a big dream for her, and it she will be able to accomplish this dream entirely on her own merit without a co-signer. She sets monthly savings goals and budgets her spending around these standards. You can find Katie’s awesome YouTube channel here if you want to take Spanish lessons:

“I think you’re kind of sold this idea that home owning is this huge thing. That’s what I thought when I was growing up. It’s interesting to think you can free yourself from the order of things. Buying a house isn’t for married people. Or that you have to have certain things in your life before having a house. Structures in your life that aren’t actually apart of buying a home. I have several female friends who have turned their homes into their businesses. One friend bought a house, lived with roommates, and then sold it and used the proceeds to fund a higher education degree. It’s a way to invest in yourself and build equity for yourself. You’re paying the rent back to yourself. And this gives you more flexibility for the life that you do want. I had ideas of before that anything outside of a traditional structure was weird or even a failure. But there are ways you can use a house to grow your life. Having a starter home can help you build a business and a life that you want. I had an old idea of owning a home as being stuck. Stuck with figuring out everything around owning before I could do it, and then being stuck living in that house no matter what. But that isn’t true, because a home offers flexibility. There are a lot of different models that work for the single person. The other thing I would say is that up until I got a few raises, the 20% down just seemed like an impossible number.